When I wear belts around my waist, as opposed to on my pants, I always end up having to make new hole. If I'm not careful it can look a little tacky, do you ladies have any suggestions?
My waist is about 24 inches.

Belts are the toughest for tiny petites ... I want to build a collection of nice, high-quality leather belts, but so far all I have is H&M. I just picked one up today in size XS and it is very small (posted on my blog) and has holes to accommodate ladies several sizes smaller than me.

Another place to look is Banana Republic for their occasional XXS belts. They usually sell out as soon as a sale hits, so I haven't purchased one yet!

Cher (a.fashion.deliberation @ blogspot) did a post on punching new holes into belts. She bought a belt hole puncher online and the results turned out great!

If you find a belt that you looooove, a leather specialist can punch holes and cut off extra length for you. Most shoe repair shops, and some tailors can do this.

Kids belts fit amazingly...but often look like...well...kids belts. Best for simple styles like a plain brown menswear one from the boy's department.

Elastic belts from H&M and Forever 21 in XS sizes sometime work, but they're often elastic and pretty cheap looking, so I still haven't opted to buy one of those.

A lot of Moss Mills belts are adjustable, and super cute, but expensive...so I still don't have one of those either.
http://www.mossmills.com/cart.php?target=category&category_id=68

I usually go for braided belts because I don't have to add extra holes (kids or adults) and tuck the extra length around the belt. Very rarely have I encountered a belt that fits well at the waist. Perhaps you can try sashes that still mimic the look of a belt without having to worry about the length. If you're using belts to accentuate your waist and not for function purposes like keeping pants up...try different things like ribbon, scarves, and sashes. It makes it more interesting and it's more versatile than finding tiny belts.

Oooh, love the suggestions. These are great ideas!

Here is a leather hole punch! I also have one and it works great. I'm pretty wimpy, but I can easily punch a hole in some leather with one of these!

http://www.amazon.com/eToolscity-TAIP0353-Leather-Hole-Punch/dp/B0002T87FE

Boden USA has added smaller sizes to their lineup this spring, and now all of their belts are offered in XXS sizes. My waist is a tad bigger than yours, about 24 and a half inches. I bought one of the XXS belts, and around my waist it is right in the middle of the holes, with 3 holes to go. So I'm sure this would fit you. Unfortunately the belts aren't cheap - the least expensive one is $44 this season - but they do have lots of colors and they will go on sale eventually! Most of the XXS belts are currently in stock.

Height: 5 ft 3 in Weight: 100 lbs Shoe size: 7.5 (yes, really....)

I just found this in the March 2010 Lucky Magazine. The model's belt is actually the ties of a wrap top that have been wrapped around the sweater! I've gotta try this!

I always have to add extra holes to belts and I hate the way the end flaps around. To keep it neat and tidy I've used double sided foam tape. Just stick a piece at the end of the belt and press down. Holds it securely and will re-peal and stick easily. Strange solution, but it works!

Martin+Osa has adjustable belts this season...and they can be quite small. I tried the S/M and there's still plenty of room left in the adjustable band. Plus, it has a bit of stretch, so it's not so rigid.

http://www.martinandosa.com/web/browse/product.jsp?catId=cat40037&productId=prod980066